How Much Can You Spend Today Really?

No Bullshit.

Know What You Can Spend

1. Know What You Can Spend
Enter your income and timeframe – get a clear daily budget.2. Smart Spending, Simplified
Tell us your income and period – we’ll do the math.3. Your Money, Made Simple
Define income, regular expenses and timeframe – get your daily budget in seconds.

Your Own Piggy Bank

Got some budget left? Move it to your savings and watch your balance grow over time.

Insights & Analytics

Want a clear view of where your money goes? Get detailed breakdowns of your spending, track patterns, and understand your habits — so you can make smarter decisions every day.

Private & Offline

Your privacy comes first. No accounts, no tracking, no cloud storage. All your data stays safely on your device — giving you full control and peace of mind.

Privacy Policy for BudgetGuruThis privacy policy applies to all information collected or submitted in connection with the BudgetGuru app, including but not limited to emails, Apple App Store, the BudgetGuru website as well as BudgetGuru-related social media channels (e.g., Reddit, Facebook, Instagram, or X/Twitter).---1. Information We Collect- App Data
All information you enter into the app (e.g., transactions, budgets) remains exclusively on your device.- Contact
We only receive personal data from you if you actively contact us (e.g., by email).
Such a request may include, but is not limited to:
- Name
- Email address
- Screenshot or other voluntarily transmitted information (e.g., budget details for error analysis).We use technical and organizational security measures that correspond to industry standards.---2. Use of Information- Respond to support requests
- Improve the app
- Implement user feedbackWe never pass on personal data to third parties.
If we share information (e.g., user statistics), this is done exclusively in anonymized form.We reserve the right to disclose data if this is legally required or necessary to protect our rights.---3. Deletion and Access- In-app data: can be deleted at any time directly in the app.
- Emails: will be deleted after 12 months at the latest.
- Right of access: inspection and immediate deletion available at any time upon request.---4. Transfer of Data AbroadPersonal data may also be processed abroad.
Different data protection laws may apply.
We ensure that your rights are protected in accordance with the Swiss Data Protection Act (DSG).---5. Legal Basis- The Swiss Data Protection Act (DSG) applies.
- Where applicable, also the GDPR.You have the right to lodge a complaint with a competent supervisory authority if you believe that your data is not being processed in accordance with the law.---6. ContactBudgetGuru – Timo Maibach
Email: [email protected]---7. DisclaimerDespite careful control, we assume no liability for the content of external links.
The operators of the linked sites are solely responsible for their content.

General Terms and Conditions (GTC) for BudgetGuruThese General Terms and Conditions (GTC) govern the use of the BudgetGuru app as well as any related services and websites.
By using the app, you agree to these terms.---1. ProviderBudgetGuru – Timo Maibach
Postfach
3052 Zollikofen
Email: [email protected]---2. Scope- These GTC apply to all functions and services of the BudgetGuru app.
- Deviating conditions apply only if confirmed in writing.---3. Services- Description: The app provides budget planning, expense tracking, and financial reports.
- Availability: The app is operated on a "best effort" basis; there is no entitlement to constant availability.
- Changes: Features may be modified, expanded, or discontinued at any time. Material changes will be announced in advance.---5. Prices and Payment- Model: Subscription (monthly / yearly, automatically renewing).
- Prices: All prices in CHF, incl. statutory charges. The prices displayed in the App Store / Play Store are binding.
- Processing: Payments are handled exclusively through the App Store or Play Store.
- Cancellation: Subscriptions renew automatically unless canceled in the store in due time.---6. Withdrawal and Refunds- The withdrawal and refund policies of Apple or Google apply.
- Direct refunds by the provider do not take place.---7. User Obligations- The app may only be used lawfully and in accordance with these GTC.
- Users are responsible for backing up their own data.
- Manipulation, misuse, or automated use is prohibited.---8. Availability and Maintenance- Planned maintenance will – as far as possible – be announced in advance.
- In the event of outages due to force majeure or third-party fault (e.g., Apple/Google servers), there is no entitlement to compensation.---9. Disclaimer of Warranty- The app is provided "as is".
- No guarantee is given for specific results, accuracy, or uninterrupted availability.---10. Limitation of Liability- Liability exists only in cases of intent and gross negligence.
- No liability for indirect damages, data loss, or lost profits.
- In cases of slight negligence, liability is limited to typical, foreseeable damages.---11. Intellectual Property- All rights to software, designs, logos, and content remain with the provider.
- Users are granted only a non-exclusive, revocable license to use the app.---12. Data Protection- The processing of personal data takes place in accordance with the Privacy Policy.
- The Swiss Data Protection Act (DSG) applies and, where applicable, the GDPR.---13. Termination- Subscriptions must be canceled directly in the App Store / Play Store.---14. Changes to the GTC- Changes to the GTC will be announced in the app.
- Continued use after entry into force constitutes acceptance.
- Users may terminate their subscription prior to the entry into force of material changes.---15. Final Provisions- Swiss law applies exclusively.
- Place of jurisdiction is the provider’s domicile, subject to mandatory consumer jurisdictions.
- Should individual provisions be invalid, the validity of the remaining provisions shall remain unaffected.